Medical Coverage

There are only two carriers left in the Maryland individual market selling ACA compliant health insurance.  We can email you a spreadsheet showing all of the available plans.s with Carefirst and Kaiser.


If you have a short term need for coverage, temporary coverage is available, but you must know that these plans do not cover preexisiting conditions.

Life Disabilty insurance

These involve in depth conversations to figure out the needs and desires of each individual, as well as health status.  The conversations allow us to find the right carrier to suit the individual. 

Long Term Care insurance

The current Long Term Care policies cover much more than a nursing home stay.  They can be structured to include a life insurance component, cover home health care, and are important to reduce the impact of physical or cognitive disease on other family members.